Reasons Buyers Should Have New Home Warranties



Many people in older houses have home warranty coverage. This coverage, which is provided by a warranty company, covers repair or replacement of specific items. These include air-conditioning, plumbing, electrical systems, and the furnace. For an additional fee, they can also have coverage of major appliances. New home warranties apply to repair or replacement of problems in the basic construction of the building.

Many new home builders personally provide a warranty on their construction. Others will provide coverage from a warranty company. To make sure they are fully covered against any building defects, many new home buyers purchase additional coverage.
New home warranties have a specific length of times for coverage of certain areas. Things such as paint, siding, drywall, doors, trim, and stucco are ordinarily covered for one year. The electrical, HVAC, and plumbing systems have two years, and major structural defects ten years. The latter applies to things such as the roof, foundation, or other major construction problems.

The new home’s service contract or warranty policy should be carefully read. Knowing what is covered and the length of time the guarantee is in effect will assure that should a building problem occur it will be covered. The contract or policy will have a number to contact as well as provide instructions for filing a claim. To avoid misunderstanding, all correspondence should be made in writing and a return receipt requested. In addition, a careful record should be kept of all conversations with the builder and/or the warranty company. As a rule, most claims are promptly attended to.

Sometimes there is a dispute regarding a claim for repairs or replacement. Most warranties of this kind have what is called a mediation clause. This provides for a third independent party to hear both sides of the claim and help reach an amicable decision. Should this fail, in most cases the claim will go to arbitration rather than to court.

A disputed claim can become very expensive. For this reason, the buyer should carefully read the service contract or warranty policy and know whether the problem is covered. In addition, personal expenses, such as having to stay in a hotel while repairs are made, are not covered.

The importance of having a good new home warranty or service contract cannot be overemphasized. Defects often occur in new construction that appears later. This kind of coverage will assure that these problems will be taken care of promptly at no added expense to the buyer.


Considering Important Home Winterization Tips

garden_patio-620x412Putting important home winterization tips into place can aid all property owners in saving a significant amount of time and money when it comes to repairs and replacements. With the harsh temperatures and conditions of the cold season, minor damage that is not addressed or structures not shielded can cause major reparation and inconvenience. Costs certainly rise during this time with the use of heaters and hot water, but savings can be found with such strategies.

With the change in temperature and weather between the summer and the winter it is characterized by a sudden chill, longer nights and the appearance of frost. This is also a time for the holidays and apart from the excitement of celebrations it is important to implement general winter maintenance. Such procedure will only take a short period of time providing major cost savings.

You are most likely to use the furnace areas during this time and should be attended to first. This means that chimneys as well as fireplaces need to be cleared of all the dirt, debris and obstacles that may have accumulated during the summer. If the nests and dirt are not cleared out it could cause fire damage or pose as a hazard to residents.

All windows, doors and particular points of entry need to be assessed for chips, cracks and deterioration. If you are aware of a crack or chip in the window, understand that exposure to contraction and expansion can cause it to burst with significant damage and inconvenience as a result. Window wells can be covered with a protective shield.

One will be required to examine the gutter structures and the roof to avoid leaks or damage. A loose roof tile should be replaced as excessive moisture in the ceiling areas can result in costly repairs. The gutter will need to be steered away from the property and cleared so that all water pours freely and does not cause flooding.

With a significant number of people forgetting to maintain outdoor and even indoor plumbing it can result in disastrous results, especially in areas that get especially cold such as Tooele homes. Where the faucets and the pipes are exposed to extreme cold it can crack or even burst. A suitable type of insulation can prevent from the sudden drop in temperature and the occurrence of severe damage as well as costly repair.

All entertainment and outdoor areas should be cleaned including the removal of dead branches. With a number of important home winterization tips and cost effective measures to maintain the property, you can prevent deterioration and expensive repairs. A few simple steps can prevent minor damage from transforming into major reparation.